The banking industry is a highly specialized field. To the layman, it may appear like all banks perform the same...
Read moreIn terms of products and service coverage, the commercial banking ecosystem is much larger than the retail banking ecosystem. Corporations...
Read moreCommercial banks do make some money by providing services such as transaction processing and payroll processing to their clients. However,...
Read moreTimely payments are very important to any corporation. Only if a corporation is able to keep its word and make...
Read moreAs we have already seen in previous articles, corporations all over the world have started automating their payments. Unfortunately, a...
Read moreCorporations all across the world make a wide variety of payments via checks. This includes statutory payments, payments to utility...
Read moreThe purpose of commercial banking is to help corporations meet their funding needs in a better manner. Commercial banks help...
Read moreIn the globalized world of today, it is common for a business to go international. Almost any company which has...
Read moreThe role of commercial banks is to act as trusted partners to their corporate associates. Over the years, the degree...
Read moreCommercial banks have been relying on a wave of digitization in order to provide the best-in-class service to their customers....
Read moreThe usage of remote deposit capture has been increasing rapidly in the recent past. This is because the technology is...
Read moreThe scope of trade has been widely expanded in the modern world. There are many kinds of organizations, private and...
Read moreIn the previous article, we have already studied what bank guarantees are and how these bank guarantees are provided by...
Read moreCredit cards have been a great financial innovation that has revolutionized personal banking. As far as retail banking is concerned,...
Read moreCommercial banking is fundamentally different from retail banking in several ways. One of the main differences between the two types...
Read moreIn the previous article, we studied what relationship banking is and how it is different as compared to transactional banking....
Read moreWith the advent of technology, more and more people have started accepting digital payments. This means that corporations have to...
Read moreIn the previous article, we have already studied how commercial banks help in providing point-of-sale services to their corporate customers....
Read moreCommercial banking has traditionally been a relationship-driven business. This meant that the business was primarily driven by human-to-human contact. Over...
Read moreDue to increasing globalization in the world economy, a lot of multinational corporations today have their businesses spread out across...
Read moreThe liquidity management paradigm in the commercial banking industry has undergone a drastic change. At one time, liquidity management was...
Read moreCommercial banks provide various types of services to their customers. One such area of service is that of liquidity management....
Read moreWe are already aware that commercial banks are offering several liquidity management services to their clients. In the previous article,...
Read moreLiquidity management can be a big problem for several companies. This is particularly true if the company has a large...
Read moreIn the previous article, we studied about the concept of sweeping. We are now aware that commercial banks provide their...
Read moreIn the previous articles, we have seen the various non-lending-related commercial banking products which are offered by banks. However, at...
Read moreIn the previous article, we have already studied what Swingline loans are. We now know that such loans are different...
Read moreThe commercial banking system has undergone a high deal of innovation in the past few years. A lot of new...
Read moreIn the previous article, we understood what a merchant cash advance is. We also understood the two types of merchant...
Read moreOver the years, corporate banking has become a very important part of the overall banking system. This is because of...
Read moreIn the previous article, we learned about the non-interest income at various commercial banks. We have also understood what these...
Read moreUp until now, we have seen various ways in which commercial banks are able to serve their corporate clients. Almost...
Read moreIn the previous article, we have already seen how commercial banks inadvertently help anti-social elements in laundering money. We have...
Read moreBanking services in general and corporate banking, in particular, have witnessed a lot of innovation in the past few years....
Read moreCommercial banks were first hesitant to adopt a subscription-based revenue model. This is because it was widely believed that such...
Read moreIn the previous articles, we have learned about what subscription-based banking is. We also know the various advantages that this...
Read moreWe have already seen the various ways in which technology has shaped the commercial banking domain. However, the commercial banking...
Read moreIn the previous articles, we have already seen what artificial intelligence is and how it can be applied in commercial...
Read moreIn a previous couple of articles, we have already seen how artificial intelligence is useful in the field of commercial...
Read moreAs far as technology enthusiasts are concerned, blockchain is the most important invention since the wheel! It is very easy...
Read moreThe field of commercial banking is undergoing many technological changes simultaneously. Open banking is one such technological change. Open banking...
Read moreTechnological innovations are having a huge impact on the commercial banking industry. Many parts of the commercial banking business are...
Read moreThe concept of banking as a service is revolutionary. This is because banking as a service is a mechanism using...
Read moreIn the previous articles, we have already studied open banking as well as banking as a service. Many people tend...
Read moreBanking as a service is set to transform the commercial banking industry. It is the latest buzzword in the commercial...
Read moreCommercial banking has traditionally been slow to adopt the latest technology. However, over the past few years, commercial banks have...
Read moreCommercial or corporate banking has undergone a sea of change in the recent past. All these changes have not been...
Read moreCommercial banking has been around for a very long time. Ever since the birth of corporations more than three centuries...
Read moreCommercial banks all over the world have been forced to adapt to increasing changes in technology. This is because technological...
Read moreIn the previous article, we have already seen what straight-through processing is and how it is different from the usual...
Read moreThe commercial banking industry is undergoing a rapid transformation. This transformation has been enabled by the increasing use of digital...
Read moreIn the previous article, we have already seen what multi-banking is. We are now aware of how multi-banking is an...
Read moreTraditionally, the commercial banking industry was largely controlled by commercial banks which had a huge brick-and-mortar presence. However, over the...
Read moreIn the previous article, we have already discussed what neo banks are. We now know the business model of neo...
Read moreThe business model behind commercial banking practice has completely changed over the years. Earlier, commercial banks were heavily dependent upon...
Read moreBanking activity is generally considered to be risky. Banks earn money by borrowing money from people and then lending them...
Read moreThe speed at which commercial banking is being automated is astounding. The automation process is about two decades old. However,...
Read moreWe know the way in which Banking as a Platform (BaaP) is using technology to revolutionize the commercial banking industry....
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