Articles on Pension Funds

Why are Pension Funds Important?

This article explains the importance of pension funds. It also explains how pension funds impact the various type of stakeholders. The impact of pension funds on governments as well as financial markets has been explained in detail in this article.

Different Asset Classes in which Pension Funds can Invest

This article lists the various types of financial instruments in which the pension fund can invest its funds in. It also explains the details regarding the type of assets that pension funds are allowed to choose within a given asset class.

Why Managing Liquidity is Important for Pension Funds?

This article explains how the liquidity situation has changed in the pension fund industry in the recent past. It also explains the steps which need to be taken by pension funds to better manage their liquidity position.

Impact of Liquidity on Pension Funds

The article explains the impact that a lack of liquidity can have on pension funds. It explains the various monetary impacts that pension funds have to endure if their liquidity is not properly managed.

Green Pensions

This article explains the ways in which pension funds influence green investments. It explains the various reasons due to which pension funds have become more inclined toward making green investments. It also explains how regulatory pressures also influence the decision of pension funds to make green investments.

Pension Funds as a Policy Tool Used by the Government

This article explains how the government interferes with pension funds. It also explains the causes and effects of such interference. It also provides guidelines that will help governments and pension funds to coexist.

Pension Funds and Fiduciary Duty

This article explains the concept of fiduciary duty. It also explains how fiduciary duty relates to pension funds. Finally, the debate about how fiduciary duty prevents pension funds from making socially responsible investments has also been addressed in this article.

Pension Funds and Taxation

In this article, we have explained how government makes decisions regarding taxing pension funds. Such decisions are important since they have a huge impact on both the government as well as the growth of pension funds.

The Optimal Pension Fund Size

This article explains the concept of economies and diseconomies of scale in pension funds. It explains how pension funds have an optimal size and how growing beyond a certain point begins to create diseconomies of scale.

Defined Benefit Pension Plans

This article explains the concept of defined benefit pension plans. It explains how defined benefit plans work and how they are different as compared to defined contribution plans. The main features of defined benefit pension plans have been explained in detail in this article.

Pros and Cons of a Fixed Benefit Pension Plan

This article explains the pros and cons of defined benefit pension plans. The pros and cons have been enumerated and explained in detail from the point of view of the employee as well as the employer.

Advantages of Defined Contribution Plans

This article explains the various advantages of a defined contribution investment plan. The article lists down the features of the defined contribution plan and provides a detailed description of the advantages.

Disadvantages of Defined Contribution Pension Plans

This article explains the most important disadvantages of defined contribution pension plans. It explains how these pension plans transfer the onus of retirement from the employer to the employee.

The Impact of Technology on Pension Funds

This article explains how technology is impacting the pension fund industry. The various functions and processes within a pension fund which are likely to be impacted by technology have been mentioned in this article.

Pros and Cons of Technology in Pension Funds

This article explains the pros and cons of technology for the pension fund industry. It provides a detailed explanation of the various ways in which the increasing proliferation of technology is having positive and negative impacts on the industry.

Hybrid Pension Schemes

This article explains the concept of hybrid pension schemes. It explains how the hybrid scheme provides the best of both worlds. The various types of hybrid schemes prevalent in the market have also been explained in detail in this article.

How Do Pension Funds Influence Economic Growth?

This article explains how pension funds have a positive impact on the overall economy. The various ways in which pension funds help improve the economy have been listed in this article.

How do Demographic Changes Affect Pension Funds?

This article explains how demographics impact the behavior of pension funds. The various ways in which demographics impact pension funds have been listed and explained in this article.

Problems in Comparing Pension Fund Returns

This article explains why the performance data of pension funds are often unique to a given country. It also enumerates the various reasons which make it impossible to compare the data between different countries.

How a Recession Will Impact Pension Funds?

This article explains the impact of the recession on pension funds. The various ways in which pension funds are impacted by a recession are listed in this article.

Alternative Assets in Pension Funds

This article explains the concept of alternative investments. It also explains the various issues which need to be considered while making such investments. The characteristics of alternative investments have also been explored in this article.

Longevity Risk and Pension Funds

This article explains the concept of longevity risk. It explains how this risk affects the financial position of pension funds. It also explains the common measures that pension funds can take in order to mitigate this risk.

Longevity Bonds and Longevity Derivatives

This article provides information about longevity bonds and longevity derivatives. It explains how these instruments work. It also explains the shortcomings associated with using these financial instruments.

Impact of Covid on Pension Funds

This article explains how the coronavirus pandemic impacted the pension fund industry. The various ways in which the industry was impacted have been explained in detail in this article.

Outsourcing and Pension Funds

This article explains why outsourcing is considered to be impractical for pension funds. The issues which are commonly associated with pension funds have been explained in this article.

Pension Funds in Developing Economies

This article explains the different issues that pension funds face when they operate in developing economies. The article also compares the situation of the developing economies with the developed world in order to highlight the differences.

Pension Funds and Wealth Inequality

This article explains how pension funds can lead to wealth inequality. The various forms of wealth inequality such as social inequality, gender inequality, and even intergenerational inequality have been discussed in detail.

Types of Pension Fund Regulation

This article explains the concept of pension fund regulation. It explains the prudent person rule and the quantitative restriction system. It also explains the difference between the two and enumerates the factors which influence the choice.

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Authorship/Referencing - About the Author(s)

The article is Written By “Prachi Juneja” and Reviewed By Management Study Guide Content Team. MSG Content Team comprises experienced Faculty Member, Professionals and Subject Matter Experts. We are a ISO 2001:2015 Certified Education Provider. To Know more, click on About Us. The use of this material is free for learning and education purpose. Please reference authorship of content used, including link(s) to ManagementStudyGuide.com and the content page url.