Components of a Financial Plan
February 12, 2025
The retail industry has already been undergoing a massive change since a long period of time. This industry has seen a huge impact of the rise of internet and associated technologies. It was also amongst the industries which were greatly impacted by the pandemic. The macroeconomic factors have always had a significant impact on the […]
The financial world has not witnessed much innovation since the 2008 meltdown. This is because any innovation in this sector is scrutinized for possible systemic risks. However, during this period peer to peer lending has evolved. The industry is still in a pretty infant stage. However, in 2015, peer to peer credit accounted for over […]
Business and personal lending is dominated by tangible assets. The simple reason behind this is that they make good collateral. For instance when a person takes a mortgage, they pledge the very home that they buy even though the bank only loans out 80% of the value. Also banks include personal guarantees and ensure that […]
Smart contracts is another term that is commonly used within the cryptocurrency community. For the layman, this term can be intimidating if they do not know the meaning of the term. However, once the meaning is explained, the term and its implications become quite easy to understand. Also, the various applications of the smart contract […]
Before the Job The first four stages are done before the job is being performed. The final purpose of this is to give a quotation to the clients. The calculation is done based on very little information. However, it needs to be precise. Here is the procedure: Stage 1: List the Cost Objects At the […]
In the previous article, we learned about what dollar-cost averaging is. We also learned about some of the benefits that this strategy has to offer. Many successful retail investors have hailed this strategy to be the most important factor that has contributed to their success. However, that does not mean that the dollar cost averaging is without its flaws. In this article, we will have a closer look at some of the criticisms that have been leveled against dollar-cost averaging in all these years.
The bottom line is that dollar-cost averaging can cause investment performance to be suboptimal in certain cases. However, suboptimal here means that the return on investment may be a few percentage points less. However, the chances of losing the principal due to wrongly timing the market are reduced significantly when the dollar-cost averaging method is used.
Your email address will not be published. Required fields are marked *